MEDICARE

Medicare Advantage Plans are often referred to as "All In One" plans because they include many additional benefits such as dental, vision, prescription drugs, hearing, an over the counter allowance and in certain zip codes a "Give Back" benefit to your monthly Social Security benefit.

For full details contact Tom at 843.251.5200

Medicare Care Supplement Plans are also referred to as "Medigap" plans and provide medical care benefits that help in covering the remaining 20% of your medical care costs that Original Medicare generally doesn't cover. The various Supplement Plans are referenced by letter designations such  as Plan G, Plan A etc.                                             

 For full details contact Tom at 843.251.5200 

Medicare Part D Prescription Drug Plans are available in several formats. First, Part D drug coverage can be in the form of a "Stand Alone" drug plan that can companion with Medicare Supplement Plans. Additionally, Part D drug coverage is also an integral component that is included in many Medicare Advantage Plans.

For full details contact Tom at 843.251.5200 

If you are Turning 65, it is important for you to know that your Medicare will generally be "Guaranteed Issue". Which means that there is no medical underwriting for preexisting medical conditions. Your "Initial Enrollment Period" begins three (3) months before your birth month and ends three (3) months after your birth month.

 For full details contact Tom at 843.251.5200 

If you've recently moved to South Carolina, I welcome you and wish you a Happy Retirement! In conjunction with your move, you will generally qualify for a "Special Enrollment Period" to change your Medicare coverage over to a South Carolina plan. The SEP begins on the date of your South Carolina residency and runs for 60 days. 

 For full details contact Tom at 843.251.5200 

These days, it's hard to avoid all of the TV and radio hype about Medicare. The reason for all the hype and urgency for you to call in order "to get all you're entitled to" is that it is ILLEGAL for anyone to call you directly about Medicare Health Plans. CMS Regulations stipulate that you the Medicare Beneficiary must specifically request Medicare information. Believe me when I tell you that Door Dash or Uber Eats are not going to show up at your front door. I invite you to ditch the hype and allow me the privilege of providing the factual information you need with courtesy, consideration and respect. Please know that I'm here to help.

 For full details contact Tom at 843.251.5200